Why We Are Different
Our points of distinction
|Consultative Approach We start by listening to you. Carefully and thoughtfully. We want to truly understand your needs and concerns up front. Then, we’ll guide you through uncharted waters with honesty, patience and transparency. This approach ensures you’ll get the right loan for your home.||Speed and Execution We’re a primary lender. This means we process, approve, underwrite and close every loan in-house. Right down the hall from your loan officer. No sending your paperwork to other specialists all over the country. Our efficiency can compress the loan process to as few as 7 days, getting you into your home faster.|
|Expansive Loan Options We combine our authority as a direct lender for Fannie Mae, Freddie Mac, HUD and the Veterans Administration along with our bank’s portfolio products to give our customers the best options available to purchase or refinance their home. Whether you are a veteran serving your country, a first-time home buyer, or a self-employed business owner, we can put together the right loan program for you. By working directly with the agencies, we cut out “overlays” imposed by other lenders that make the process restrictive.||Experienced Professionals Our loan officers are among the highest producers in the industry, which means they know the pitfalls, regulations and ethics that govern the lending process. They are experts in navigating the full breadth of products available to you. With an average 10 years experience, these are the pros with the foresight to fully anticipate issues that can stall the lending process. Why work with anyone else?
|Industry and Market Leaders You’re working with a winner. We’re a Fannie Mae and Freddie Mac approved seller/servicer. We’re backed by the Mortgage Bankers Association (MBA) and the Northern Virginia Association of Realtors (NVAR). We give back to the communities we serve by sponsoring charitable events every year.||Reliability Our loans close on time, all the time. Other lenders may drop the ball and cause problems or delays, but we make settlement every time. Your purchase or refinance is simply not at risk when you work with us.|